Finance your apartment piece by piece

Don’t currently have enough capital but definitely don’t want to miss out on this opportunity? You can still enjoy above-average returns – we have several options prepared for you to finance your (pieces of) apartment.

Split payment into tenths
  • Just 2 000 CZK monthly for one piece
  • Split payment into 10 months
  • Instant online processing
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Buy an entire apartment piece by piece
  • Buy more pieces and assemble the whole apartment.
  • A loan of up to 500,000 CZK without collateral
  • Simplified income documentation
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Building loan up to 3.5 million CZK
  • The bank will finance up to 100% of the amount up to 3.5 million CZK
  • Financing for cooperative housing without collateral
  • All you need are the last 3 bank statements
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Payment split into tenths

A piece of an apartment can be yours for the price of one dinner at a restaurant per month. You don't have to pay all at once - with us, you can easily split it into ten payments. One piece will cost you just 2,000 CZK per month. Moreover, you can complete this option online directly in the shopping cart – just check the appropriate box.

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Number of pieces 1
Purchase price 20 000 CZK
Immediate payment 0 CZK
Number of payments 10
Length 10 months
Monthly payment 2 000 CZK
Kousek Bytu's fee 1 000 CZK
1 000 CZK 21 000 CZK
Estimated value in 20 years 88 530 CZK
Yield in 20 years 67 530 CZK

Buy an entire apartment piece by piece

Are you interested in up to 25 pieces? Then you don't need to pay anything now, because the bank can finance you up to 500,000 CZK. The whole process is fast and will be done within 5 days. And how much will the pieces cost you? With a 20-year loan and an interest rate of 5.6% p.a., for 25 pieces, you'll pay just 3,717 CZK per month. A great price for a lucrative property, right?

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Number of pieces 25
Purchase price 500 000 CZK
Own means 0 CZK
Number of payments 240
Length 20 years
Monthly payment 3 574 CZK
Paid in total 860 260 CZK
Estimated value in 20 years 2 213 251 CZK
Yield in 20 years 1 352 991 CZK

Building loan up to 3.5 million CZK

Do you have some money available and are tempted by the opportunity to buy a whole apartment? We will arrange financing for you up to 3.5 million CZK for cooperative housing without collateral. Additionally, you only need to provide the last 3 bank statements — the apartment could be yours in just a few days. A large portion of the monthly payment will also be covered by rent income. So what are you waiting for?

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Number of pieces Whole apartment
Purchase price 3 200 000 CZK
Own means 950 000 CZK
Number of payments 240
Length 30 years
Average interest rate 5,79 %
Monthly payment Paid from rent
Paid in total 1 110 000 CZK
Estimated value in 20 years 8 490 000 CZK
Yield in 20 years 7 380 000 CZK

Why trust us with your financing

Work with the best

For financing your pieces, we only select banks with which we have had great experiences ourselves. You can rely on getting fair loan conditions and knowing all the important details without having to decipher paragraphs written in tiny print in the contract.

I want my Kousek Bytu

We have experienced specialists

Leave the worries of financing the entire apartment or its piece to someone with experience. Our specialists have already handled loans worth over 5 billion CZK. They will manage yours just as well.

I want a new apartment

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